Home Insurance

Personalize your home insurance with Desjardins

Whether you live in a house, condo or apartment, Desjardins Insurance offers you standard all-risk insurance, to which you can add optional coverage to meet your needs.

  • Property Damage Coverages

    With all-risk insurance, your property is protected against damage from most major accidents like fire, theft, vandalism and certain types of water damage.
  • Liability Coverages

    Your Desjardins residential insurance policy has you covered if you’re responsible for accidentally injuring someone or damaging their property.
  • Optional home insurance coverage

    Get optional coverage for water damage such as sewer back-up, water seepage and floods or for your specific needs (like insuring your pool).

Day and night

To file a claim

Try our online claim tool


File a claim

Why choose Desjardins

for your home insurance?

  • By choosing Desjardins, you’re making a difference in your own life and in the lives of others. It’s about being a part of a cooperative movement that not only supports your goals and dreams, but also the community around you.

  • Save up to 15% if you have no home insurance claims

  • Up to 15% in savings if your home is equipped with a centrally monitored alarm system

  • Save even more by bundling your home and auto insurance

    • Up to 15% on your property insurance when you insure your car with us too
    • Desjardins Legal Assistance at no extra charge
    • Trouble-Free Option® at no extra charge.
    • Pay only 1 deductible (the higher one) if the same event damages both your home and car
  • With the new Desjardins Insurance Home-Auto app, it’s easy to manage your insurance and access all your services.

  • Alert Program: Get a free water and freeze detector with your home insurance

® Trouble-Free Option is a registered trademark of Desjardins General Insurance Group Inc.